Mortgage

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What Is Equity, and How Can It Transform Your Finances?

Your home is more than just the place you live; it’s a goldmine quietly increasing in value. Property equity is a powerful asset that can offer you financial security and unlock exciting opportunities in ways you might not have imagined. What is equity, how does it work, and how can you leverage it to your…

What Are Some Examples of Fringe Benefits?

Imagine scrolling through a seemingly endless list of job postings, your eyes almost glazing over from the repetitiveness of them all. Each one is offering the same thing- a decent salary and standard holiday time.  But suddenly, one stands out from the pack! It’s offering much more. A laundry list of perks- accommodation, a company…

Security for a Business Loan: A Guide to Business Financing With Security

Securing the right financing can pave the way for the growth and stability of your business. A secured business loan could be your key to success if you’re considering expansion, refinancing, or managing everyday business expenses.  This guide will demystify how to receive financing with security to help unlock your business’s potential and propel you…

What is Loan to Value Ratio (LVR)?

Are you ready to purchase your first home? It seems many fellow Australians are taking the plunge. According to a recent Mozo survey of the 10.3 million properties in Australia, and six million have a mortgage. While it’s exciting, the prospect of taking out a home loan can be intimidating. However, learning a few simple…

What is lenders mortgage insurance (LMI)?

If you are in the process of buying a property, you may have heard that Lenders Mortgage Insurance (LMI) may be required if you are planning on taking out a home loan with your bank. However, if this is your first time buying a home, you may be wondering what LMI is? An LMI meaning…